Add PayPal and get up to $1,000* for a limited time. Terms apply
Multiple Payment Options, One Powerful Tool
Let your clients pay how they want with Joist Payments. It’s the only integrated solution that gives you an easy, secure way to accept payments as a contractor for invoices and estimates.
Get Paid Faster
Offer easy ways for your clients to pay you online, so you save time and get paid 2x faster.
- Collect contractor payments faster and increase your speed to revenue
- Cut down on time-consuming tasks like manually keying in payment information and following up with customers about outstanding payments
- Get back more time to focus on growing your business or enjoying your time away from work
Included In:
What You Get With Joist Payments
Convenient online payments
Accept all major credit and debit cards, ACH bank transfers (US only), and more online options.- Online deposits
Clients can pay the job deposit online right from your estimate or invoice.
- Fast payouts
Get payouts directly to your bank account in as little as two days. - Payment Notifications
Issue payment reminders to clients, and receive payment notifications when a client has paid an invoice.
- Transaction fees, covered
Turn on the “Cover Payment Processing Fee” button to add the costs associated with online transactions to your clients’ invoices. - Secure payments
Sensitive payment data is always safe and protected with PCI-compliant Joist Payments.
Payment Processor Options
Choose the payment processor that best meets your needs, depending on which payment methods you prefer to accept—no setup or monthly hidden fees.
- Accept all major credit and debit cards
(3.49% + $0.49 per transaction) - Accept PayPal and Venmo
(3.49% + $0.49 per transaction) - Offer PayPal Pay Later
(Clients pay in 4 payments or pay monthly installments, while you get paid now. 4.99% + $0.49 per transaction)*
- Accept all major credit and debit cards
(3.49% + $0.49 per transaction) - Accept ACH bank transfers
(1% up to $15 per bank transaction) - Accept ApplePay and GooglePay
Getting Started
*About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. Pay monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99%-35.99% vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.
FAQ
Once you activate Automatic Withdrawal from your PayPal or Stripe account, you will receive automated daily payouts directly to your bank account without the need to go to the PayPal or Stripe dashboard.
Once you are approved and a client pays you through Joist Payments, the balance (minus the transaction fee) often appears in your PayPal or Stripe account right away, and you can generally expect to see the funds transfer into your bank account within 2 business days.
No, your clients will be able to check out without having their own PayPal or Stripe account.
Paypal Pay Later is a payment option offered through PayPal that gives your clients the ability to break up their payments over weeks or months while you get paid upfront. With Pay Later, clients can pay their invoices in 4 bi-weekly payments, for purchases between $30 to $1500, and with no sign-up or late fees. Clients can also pay monthly for purchases between $49 to $10,000, and $0 down. They will see a Pay Later button allowing them to pay later.
*About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.
Pay monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99%-35.99% vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.
An ACH (Automated Clearing House) payment is a type of electronic funds transfer (EFT) that involves moving money between banks without using paper checks, credit cards, or wire transfers. It’s a secure and efficient way to process payments. So for contractors, it’s a great way to handle large transactions.
While the payment processing time for ACH is typically longer than credit cards transactions, ACH payments come with lower processing fees. For example, ACH bank transfers by Joist Payments with Stripe are offered at a low cost of 1% (up to $15) per transaction.