Multiple Payment Options, One Powerful Tool
Let your clients pay how they want with Joist Payments. It’s the only integrated solution that gives you an easy, secure way to accept payments as a contractor for invoices and estimates.
Get Paid Faster
Offer easy ways for your clients to pay you online, so you save time and get paid 2x faster.
- Collect contractor payments faster and increase your speed to revenue
- Cut down on time-consuming tasks like manually keying in payment information and following up with customers about outstanding payments
- Get back more time to focus on growing your business or enjoying your time away from work
Included In:
What You Get With Joist Payments
Convenient online payments
Accept all major credit and debit cards, ACH bank transfers (US only), and more online options.- Online deposits
Clients can pay the job deposit online right from your estimate or invoice.
- Fast payouts
Get payouts directly to your bank account in as little as two days. - Payment Notifications
Issue payment reminders to clients, and receive payment notifications when a client has paid an invoice.
- Transaction fees, covered
Turn on the “Cover Payment Processing Fee” button to add the costs associated with online transactions to your clients’ invoices. - Secure payments
Sensitive payment data is always safe and protected with PCI-compliant Joist Payments.
Payment Processor Options
Choose the payment processor that best meets your needs, depending on which payment methods you prefer to accept—no setup or monthly hidden fees.
- Accept all major credit and debit cards
(3.49% + 49¢ per transaction) - Accept PayPal and Venmo
(3.49% + 49¢ per transaction) - Offer Buy Now Pay Later
(Clients pay in 4 installments while you get paid now)
- Accept all major credit and debit cards
(3.49% + 49¢ per transaction) - Accept ACH bank transfers
(1% up to $15 per bank transaction) - Accept ApplePay and GooglePay
Getting Started
FAQ
Once you activate Automatic Withdrawal from your PayPal or Stripe account, you will receive automated daily payouts directly to your bank account without the need to go to the PayPal or Stripe dashboard.
Once you are approved and a client pays you through Joist Payments, the balance (minus the transaction fee) often appears in your PayPal or Stripe account right away, and you can generally expect to see the funds transfer into your bank account within 2 business days.
No, your clients will be able to check out without having their own PayPal or Stripe account.
Buy Now Pay Later (BNPL) is an option offered through PayPal that gives your clients the ability to make larger purchases, without having to pay the total amount upfront. With BNPL, clients pay their invoices in 4 installments. They will see a ‘Pay Later’ button, allowing them to pay in short-term, interest-free payments at checkout. But you get paid on time and in full, with no additional cost to you for transactions between $30 and $3000.
An ACH (Automated Clearing House) payment is a type of electronic funds transfer (EFT) that involves moving money between banks without using paper checks, credit cards, or wire transfers. It’s a secure and efficient way to process payments. So for contractors, it’s a great way to handle large transactions.
While the payment processing time for ACH is typically longer than credit cards transactions, ACH payments come with lower processing fees. For example, ACH bank transfers by Joist Payments with Stripe are offered at a low cost of 1% (up to $15) per transaction.