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Paypal Payments

Earn a $250 reward with PayPal Checkout and Get Paid Fast

Open or reactivate an eligible PayPal Business Account and complete 3 PayPal Checkout transactions within 90 days to receive $250 in your PayPal account.

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Joist Payments with PayPal

We’ve partnered with PayPal to help you get paid fast and easy. Joist Payments with PayPal gives you a checkout solution that offers your customers PayPal, Venmo (US), and card processing – all through a single PayPal integration. With 400M+ active consumer accounts1 and global brand recognition, PayPal helps you reach more customers.

Simplify on-site payments with Tap to Pay

Joist Payments now features Tap to Pay, letting you accept contactless payments right from your mobile device.*** Take payments in person with just a tap and get paid fast with on-the-spot payments that help you keep jobs moving and cash flowing.

Flexible payment options with Pay Later

Allow customers to pay in installments with Pay in 4 and Pay Monthly** while you get paid up front.

Pay Later options are available in the US*

Reach younger Venmo customers

Connect with 95M active Venmo accounts2 to drive sales with the payment method Gen Z andMillennials already use. Gain appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends.

Take charge

With PayPal, you can process all major credit and debit cards at a competitive rate. By bringing payments under one roof, you can simplify reporting and consolidate your settlements to better understand your business.

Collect payments on the spot

Customers can pay you while you’re still onsite. By using Joist Payments with PayPal, you get visibility into all your online and offline payments in one place, including outstanding invoices and payment processing fees.

Simple setup and activation.

You’ll need a PayPal business account to set up Joist Payments. You cannot use a personal PayPal account. For more information on the account types, please consult this article.

  • Login to your Joist account
  • Go to payments
  • Log in with your existing PayPal business account or create one

Designed with your business in mind

Payment Methods

  • PayPal, Venmo, and Pay Later options

  • Credit and debit card payments processed right on your website or from your digital invoice 

  • Apple Pay®, Google Pay™ and Tap to Pay coming soon

  • Funds credit immediately into your PayPal business account while payments process

  • Easy to add or upgrade in just a few steps

Flexible Features

  • Save customer billing info for fast, convenient checkout

  • Mobile-friendly so customers can easily shop on any device 

  • Drive authorization rates, reduce declines, and help capture sales

  • Track all your transactions from one dashboard 

Peace of Mind

  • PayPal helps you handle the risk of fraudulent purchases 

  • AI-powered technology monitors all transactions 

  • PayPal Seller Protection on eligible transactions safeguards PayPal Checkout3

  • PayPal solutions help you meet global compliance standards

  • Get additional insights with Fraud Protection4

  • Optional Chargeback Protection on eligible transactions to help reduce fraud-related costs5

Pricing with no surprises

No setup or monthly fees. Only pay when you get paid.

Accept all major credit and debit cards

(3.49% + $.49 per transaction)

Accept PayPal and Venmo

(3.49% + $0.49 per transaction)

Offer Buy Now Pay Later

(Clients pay in 4 payments or pay monthly installments, while you get paid now. 4.99% + $0.49 per transaction)*

Promotion may be modified or terminated at any time in PayPal’s sole discretion

​​​“Promotion”: Eligible Invoice Simple or Joist by Everpro merchants (“Eligible Participants”) who open a PayPal Business Account for the first time or reactivate an existing PayPal Business Account (limits apply) during the Promotion Period will receive $250.00 (the “Reward”) after completing three PayPal Checkout transactions within 90 days of opening a PayPal Business Account.  ​​

  ​​​​​​​​“Eligible Participant”: The Promotion is only open to participants who (1) are either Invoice Simple or Joist by Everpro merchants in good standing; (2) open a U.S. PayPal Business Account through Invoice Simple or Joist by Everpro during the Promotion Period; or (3) reactivate  an existing PayPal Business Account that has not activated or transacted on PayPal Checkout in the 12 months prior to entering the promotion (“Inactive PayPal Checkout Customers”); and (4) do not currently benefit from other reduced, discounted or negotiated PayPal transaction fees or PayPal promotional offers. Eligible Participant must comply with these terms and conditions, and complete the qualifying actions outlined in the “How to Qualify” section below in order to claim the Reward. The Promotion only applies during the Promotion Period and does not apply to any other products or services. ​     ​ ​     ​​

“How to Qualify”: Eligible Participants must open a PayPal Business Account through the Invoice Simple or Joist by Everpro platform or reactivate an existing PayPal Business Account that has not been used in 12 months or more during the Promotion Period and accept  three (3) PayPal Checkout transaction (Pay with PayPal, Pay with Venmo, or Pay Later) during the Reward Period. If a transaction is not complete or is not recorded by PayPal’s system within the Reward Period, for any reason, that transaction will not qualify for the Reward

“Reward”: Eligible Participants will receive $250.00, deposited into their PayPal Business Account within 14 days of competion of their third transaction.

“Promotion Period”: Starts at 12:00:01 a.m. Eastern Time (“ET”) on July 20, 2026 and ends at 11:59:00 p.m. ET on October 21, 2026.

Reward Period”: Starts on the day the Eligible Participant opens a PayPal Business Account and ends the earlier of: (1) 90 days after thereafter; OR (2) when a total of $100,000 (“Offer Limit”) has been reimbursed to all Eligible Participants in accordance with these terms and conditions.

Miscellaneous: Promotion redemption and Rewards are final and are subject to PayPal review and verification. The Promotion cannot be shared or transferred. Participation is subject to the PayPal User Agreement. Valid Account must remain in good standing from the time of participation through to Reward fulfilment. PayPal may provide an alternate Reward of equal value if it is unable for any reason to fulfill the Reward. PayPal reserves their rights to cancel, suspend or modify this Promotion in part or in its entirety at any time without notice, for any reason in their sole discretion. Similar promotions may run at the same time; qualification for this Promotion does not constitute qualification for any other offer. PayPal is not responsible and/or liable for any lost, stolen, late, incomplete, illegible, interrupted, delayed, or misdirected e-mail, Reward fulfillment, or Promotion-related materials or correspondence if Participant’s e-mail address, Valid Account, or other contact information does not work, is deleted, or is changed without Participant giving prior written notice to PayPal. Promotion is void where prohibited by law, or if qualifying actions, described herein, are not completed through legitimate channels, or if any Promotion-related materials are fraudulent defective, tampered with or irregular in any way. Any questions relating to the Promotion will be resolved in PayPal’s sole discretion and its decisions related to the Promotion will be final and binding.

Venmo is available only in the US.Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions. Apple Pay does not charge any additional fees.

Google Pay is a trademark of Google LLC.

*Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.

1 PayPal Earnings – Q4, 2024, based on PayPal internal data. Active accounts are PayPal consumer and merchant accounts that have completed a transaction within the last 12 months.

2 Based on PayPal Internal Data – 2024.4 Based on PayPal internal data of overall conversion rate results for Pay with Venmo from August 2023 – July 2024. Individual results may vary.

3 Available for eligible transactions. Limits apply.

4 Available on eligible purchases.

5 Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.

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