Add PayPal and get up to $1,000* for a limited time. Terms apply
Joist Payments with PayPal
We’ve partnered with PayPal to help you get paid faster and easier. Joist Payments with PayPal gives you a checkout solution that offers your customers PayPal, Pay Later options, Venmo (US), and card processing – all through a single PayPal integration. With 400M+ active consumer accounts1 and global brand recognition, PayPal helps you reach more customers.
46% higher checkout conversion with PayPal.2
Flexible payment options with Pay Later
Allow customers to pay in installments with Pay in 4 and Pay Monthly** while you get paid up front.
Pay Later options are available in the US*
Reach younger Venmo customers
Connect with 95M active Venmo accounts3 to drive sales with the payment method Gen Z and Millennials already use and trust. Gain appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends.
Venmo’s active users have a 73% conversion rate.4
Take charge
With PayPal, you can process all major credit and debit cards at a competitive rate. By bringing payments under one roof, you can simplify reporting and consolidate your settlements to better understand your business.
Collect payments on the spot
Customers can pay you while you’re still onsite. By using Joist Payments with PayPal, you get visibility into all your online and offline payments in one place, including outstanding invoices and payment processing fees.
Simple setup and activation.
Designed with your business in mind
Payment Methods
PayPal, Venmo, and Pay Later options- Credit and debit card payments processed right on your website or from your digital invoice
- Apple Pay®, Google Pay™ and Tap to Pay coming soon
- Funds credit immediately into your PayPal business account while payments process
- Easy to add or upgrade in just a few steps
Flexible Features
- Save customer billing info for fast, convenient checkout
- Mobile-friendly so customers can easily shop on any device
- Drive authorization rates, reduce declines, and help capture every sale
- Drive authorization rates, reduce declines, and help capture every sale
- Track all your transactions from one dashboard
Peace of Mind
- PayPal helps you handle the risk of fraudulent purchases
- AI-powered technology monitors all transactions
- PayPal solutions help you meet global compliance standards
- PayPal solutions help you meet global compliance standards
- Additional security offers insights with Fraud Protection on eligible transactions6
- Optional Chargeback Protection to help reduce fraud-related costs7
Pricing with no surprises
No monthly or setup fees. Only pay when you get paid.
Accept all major credit and debit cards
(3.49% + $0.49 per transaction)
Accept PayPal and Venmo
(3.49% + $0.49 per transaction)
Offer Buy Now Pay Later
(Clients pay in 4 payments or pay monthly installments, while you get paid now. 4.99% + $0.49 per transaction)*
PayPal is preferred, trusted, and familiar to customers8
*Sign up period is June 9, 2025 to August 31, 2025. To enter, merchants must activate PayPal Checkout by completing at least one Pay with PayPal or PayPal Pay Later transaction during the signup period. This Promotion is open to new or Inactive U.S. PayPal Checkout merchant customers only. Participants will be reimbursed for 25% of (1) domestic and cross-border Pay with PayPal and (2) PayPal Pay Later transaction fees, up to $1,000 USD for up to six months. Reimbursement period is the earlier of (1) 180 days from first transaction completion, (2) when total individual Eligible Participant reimbursement has reached $1,000, or (3) when a total of $2.5M has been reimbursed to all Eligible Participants. This promotion may be modified or terminated at any time in PayPal’s sole discretion. See full Promotion Terms and Conditions for definitions and details.
Venmo is available only in the US.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions. Apple Pay does not charge any additional fees.
Google Pay is a trademark of Google LLC.
**Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.
About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.
Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% and vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.
1 PayPal Earnings – Q4, 2024, based on PayPal internal data. Active accounts are PayPal consumer and merchant accounts that have completed a transaction within the last 12 months.
2 Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.
3 Based on PayPal Internal Data – 2024.
4 Based on PayPal internal data of overall conversion rate results for Pay with Venmo from August 2023 – July 2024. Individual results may vary.
5 Available for eligible transactions. Limits apply.
6 Available on eligible purchases.
7 Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.