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What Are Term Loans? Types, Pros and Cons, and More 

When you take out a term loan, the lender gives you a lump sum of cash upfront. In exchange, you agree to repay this amount, plus interest, over a set period. 

5 min read

The 4 Best Payment Options for Contractors 

Combine traditional small business payment options like cash and check with newer methods like credit, debit, and payment apps to give your customers more options to pay for your services.

7 min read

Handyman Services List: 15 General Handyman Services to Offer

A handyman services list is a key part of marketing your business, can help you set prices, and more. Learn more about how making this list could help you.

6 min read
male handyman shaking hands with happy female client

10 Business Expense Categories You Need To Consider

Expense categories organize the costs related to doing business. Knowing where your money’s going can help you budget more effectively.

6 min read
expense categories organized at desk

Everything You Need to Know About Payroll Deductions

Payroll deductions are mandatory and voluntary withdrawals employers make from employee paychecks. Learn more here about how they work with this guide

5 min read

What Are the Rules for 1099 Employees? Employer’s Guide

What are the rules for 1099 employees? Learn about classification, hiring requirements, and best practices for managing your independent contractor team.

5 min read
employer with 1099 contractor

What Is a Ledger Balance, and Why Does It Matter for Your Business?

What is a ledger balance? Find out how this number can have a big impact on your business’s financial health and learn how to calculate it yourself.

6 min read
ledger balance accounting

The Independent Contractor 1099 Form: Everything You Need to Know

Learn everything you need to know about the independent contractor 1099 form, including the types, how to complete them, and common mistakes to avoid.

6 min read
independent contractor 1099 form

What is a Service Business?

Curious about what a service business is and how to make yours successful? Whether you're starting or looking to improve, this guide is your first step toward making your service business thrive.

7 min read

The Contractor’s Toolbox – October 2023

The Joist app helps contractors like you make it easy to estimate, invoice, collect payments, and manage projects on the go.   And because we’re always adding new app features that’ll make your work life easier, we’ve started the Contractor’s Toolbox. This newsletter series will tell you what you need to know about all the new feature releases and updates...

4 min read