What Are Term Loans? Types, Pros and Cons, and More
When you take out a term loan, the lender gives you a lump sum of cash upfront. In exchange, you agree to repay this amount, plus interest, over a set period.

The 4 Best Payment Options for Contractors
Combine traditional small business payment options like cash and check with newer methods like credit, debit, and payment apps to give your customers more options to pay for your services.

Handyman Services List: 15 General Handyman Services to Offer
A handyman services list is a key part of marketing your business, can help you set prices, and more. Learn more about how making this list could help you.

10 Business Expense Categories You Need To Consider
Expense categories organize the costs related to doing business. Knowing where your money’s going can help you budget more effectively.

Everything You Need to Know About Payroll Deductions
Payroll deductions are mandatory and voluntary withdrawals employers make from employee paychecks. Learn more here about how they work with this guide

What Are the Rules for 1099 Employees? Employer’s Guide
What are the rules for 1099 employees? Learn about classification, hiring requirements, and best practices for managing your independent contractor team.

What Is a Ledger Balance, and Why Does It Matter for Your Business?
What is a ledger balance? Find out how this number can have a big impact on your business’s financial health and learn how to calculate it yourself.

The Independent Contractor 1099 Form: Everything You Need to Know
Learn everything you need to know about the independent contractor 1099 form, including the types, how to complete them, and common mistakes to avoid.

What is a Service Business?
Curious about what a service business is and how to make yours successful? Whether you're starting or looking to improve, this guide is your first step toward making your service business thrive.

The Contractor’s Toolbox – October 2023
The Joist app helps contractors like you make it easy to estimate, invoice, collect payments, and manage projects on the go. And because we’re always adding new app features that’ll make your work life easier, we’ve started the Contractor’s Toolbox. This newsletter series will tell you what you need to know about all the new feature releases and updates...
