Fast, Flexible Contractor Business Loans
Working Capital for Contractors
Joist Lending, in partnership with Fundbox, is small business lending that offers flexible terms without the hassle of traditional loan providers. Contractors can secure business loans through the Joist app to cover expenses, expand their crew, and invest in new equipment.
With Joist Lending, funding decisions are made in as little as 3 minutes. And once approved, funds are available as quickly as the next business day.
Bottom-Line Friendly Financing
Joist Lending offers small business loans with a fixed fee structure and no recurring interest.
Optimize Your Cash Flow
Keep your cash consistent when clients pay late or while completing your next job.
Invest in Your Business
Gain fresh funding to expand your crew, upgrade equipment, or cover expenses.
Enjoy Transparent Loan Terms
Secure a business loan with a fixed repayment fee, so you know upfront what you’ll owe.
Skip the Lengthy Application Process
Get a funding decision in as little as 3 minutes. Funds available as soon as the next business day.
Protect Your Credit Score
Applying for a Joist Lending business loan does not impact your credit score.
Access More Working Capital with Joist
Small Business Lending You Can Trust
Fundbox makes capital available to businesses through business loans and lines of credit originated by First Electronic Bank or Lead Bank. California businesses: Fundbox makes business loans and lines of credit loans pursuant to California Financing Law license 60DBO-48774.
All financing is subject to credit approval of a completed application. Fundbox and its bank partners base loan eligibility on their respective credit and risk policies, applicable legal requirements, and other business considerations. Financing may not be available in all states and may be subject to local restrictions where applicable.