Fund Bigger Jobs. Grow Your Business with Confidence.
Access to capital is what separates contractors who want to grow from those who actually do. Whether you're hiring, buying materials for a large job, or trying to take on more work than your current cash flow supports, we’ve got practical guides on bridging cash flow gaps, offering homeowner financing, and making smart financial decisions that support long-term business growth.
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Financing for Contractors: How to Fund Your Business Needs
Top 5 Business Benefits of Offering Homeowner Financing to Clients
What Are Term Loans? Types, Pros and Cons, and More
How to Offer Financing as a Home Services Contractor
How to Win Bigger Contractor Jobs by Offering Homeowner Financing
Introducing: Joist Homeowner Financing
Explore related resources and tools
Ready to put growth into action? Joist's tools help you offer customer financing, manage estimates on bigger jobs, and keep the business side organized as you scale.
Contractor Resource Center
Free templates, calculators, and guides to help contractors estimate, invoice, and manage the financial side of running a contracting business.
- Estimate templates for larger, more complex jobs
- Guides on financing, business funding, and growth strategy
- Tools to help you manage the business side as you scale
Free Estimate Templates
Download contractor-ready estimate templates you can customize and use right away.
Free Invoice Templates
Invoice templates to bill clearly, with room for deposits, phases, and payment schedules.
Free Calculators
Trade calculators to estimate material and labor costs, so your bids are always accurate.
Get started with Joist.
From estimate to final payment, Joist gives contractors a simple way to save time, keep everything organized, and get paid faster, all from the jobsite or on the go. Start your free trial today.